U.S. policies are generally not recognized in Mexico
Before crossing the border, secure Mexico-specific liability coverage from authorized carriers.
Mexico Travel Insurance
U.S. auto policies are generally not enough for cross-border travel. Build trip-specific protection with practical legal and liability support.
25+
Years assisting Texas drivers
85+
Store locations statewide
30+
Carrier options available
Cross-Border Ready
Choose the right trip duration and legal-liability structure before you cross.
Travel Basics
Driving into Mexico changes legal and liability requirements. Coverage should be chosen before travel, with limits and options aligned to trip length, route, and vehicle profile.
Frequent travelers can benefit from aligning domestic auto coverage with trip-specific policy planning and, for work travel, commercial insurance considerations.
Before crossing the border, secure Mexico-specific liability coverage from authorized carriers.
Daily, short-term, and annual options can align better with occasional trips or frequent travel.
Store policy details digitally and physically so you can respond quickly at checkpoints or after incidents.
Understand each coverage layer before your next cross-border trip.
Core protection that helps with bodily injury and property damage claims you may cause to third parties.
Best for: Every driver crossing into Mexico
Can include legal support and related assistance after covered incidents while traveling.
Best for: Drivers who want stronger legal-response readiness
Helps with certain medical costs for you and eligible passengers after covered accidents.
Best for: Families and multi-passenger travel
Optional protection for your vehicle after covered loss events while traveling.
Best for: Drivers with newer or higher-value vehicles
Some policies can include assistance services to reduce disruption during the trip.
Best for: Long-distance road travelers
Additional optional protections may be available depending on carrier and policy form.
Best for: Travelers parking overnight or in unfamiliar areas
These trip and vehicle details usually shape your premium and policy options.
Longer policy terms generally increase premium compared with short, single-trip policies.
Higher-value vehicles and certain vehicle classes can affect pricing structure.
Destination and route characteristics can influence risk assessment.
Higher limits and optional endorsements typically increase policy cost.
Physical damage, legal add-ons, and medical options affect premium composition.
Frequent border travelers may benefit from annual structures compared to repeated short policies.
Use these planning moves to improve trip readiness and policy value.
Match your travel pattern to daily, short-term, or annual options for better value.
See auto insurance planning basics ->Coordinate broader household coverage so your domestic and cross-border protection stay aligned.
Review homeowners coverage ->Bundling non-travel policies can free budget for stronger travel-liability limits.
Explore renters insurance ->Accurate driver, vehicle, and travel details help avoid last-minute issues and delays.
Learn about local support from Amtex ->From occasional trips to regular cross-border routes, coverage should fit real travel behavior.
Choose short-term coverage designed for occasional personal trips into Mexico.
Start a Mexico travel quote ->
Annual options can simplify recurring travel and reduce repetitive policy setup.
Compare core auto coverage ->
Commercial travel and work-related trips may need specialized planning and documentation.
Review commercial insurance ->
Align travel, auto, and household insurance for cleaner risk management.
Explore homeowners pathways ->Key answers before your next cross-border drive.
Generally no. Drivers typically need Mexico-specific auto liability coverage from authorized providers.
Policy durations often range from single-day options to annual plans, depending on carrier offerings.
Civil liability is foundational because it addresses third-party injury and property claims.
In many cases yes, but preparing details in advance helps ensure the right policy and avoids travel delays.
They often can. Business use, vehicle type, and trip purpose may change coverage considerations.
Keep policy proof, vehicle details, and emergency contact information accessible in both digital and printed form.
Secure trip-ready coverage before you cross and travel with stronger peace of mind.
Have questions? Ready for a quote? Reach out to us today.
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quotes@amtexinsurance.com
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